How to Get Pre-approved for a Home Mortgage (It's Easier Than You Think!)

Getting a mortgage pre-approval may seem like a daunting task until you read on and realize it doesn't take much effort.

If you're eyeing the home of your dreams -- a good location, the best layout and finishes imaginable, and an affordable price -- if you can get a pre-approved mortgage, the odds are in your favor. Of course, this process won't happen overnight, but with enough patience and cooperation, overcoming difficulties will be no problem.

Make sure you know what good credit is and how to prepare a gift letter.

If you are attentive and cooperative, the transaction between you and the lender will go smoothly. Once all required documents have been submitted, our automated underwriting system will generate a pre-approval letter, listing all the conditions that must be met for full approval.